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bank of the james mortgage

Phelps County Bank in Rolla MO & St. James MO offers free checking accounts, mortgage loans, personal loans, business loans & more! 1-800-667-5202. Talk with James Kroll at 125 Park Ave in New York, NY to learn about home buying options, refinancing your mortgage, building a new home or financing a home. Online Banking · Gift Cards · Prepaid Reloadable / Payroll Cards · Merchant Services · Raymond James Account · Remote Deposit · Wealth Management & Trust.
bank of the james mortgage
bank of the james mortgage

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Fifth Third Bank - James Green

About James

I became a Mortgage Loan Originator because I love helping customers achieve the dream of home ownership. At Fifth Third, we have a wide variety of mortgage choices so I can help you find the mortgage loan to meet your financial needs. Factor in our competitive rates and flexible terms and conditions, and we have some of the best solutions around.

My professional credentials, experience and community involvement make me uniquely qualified to serve you. I have more than 14 years of experience in the mortgage industry, and I’m an active member of the community.

About Fifth Third Bank

Whether you’re thinking about bank of the james mortgage your first home or that vacation home you’ve always wantedwe offer mortgage solutions for needs big and small—and everything in between. With Fifth Third Bank, you’ll find dedicated, experienced support right here in your neighborhood. In addition, we provide complimentary tools and bank of the james mortgage to help ensure a smooth and successful application process.Let us help you open the door to the home you love. To get started or learn more about refinancing your existing mortgage, contact us today!

www.53.com/mortgage

Источник: https://mortgageadvisors.53.com/fl/west-palm-beach/515-north-flagler-drive-11575996

LYNCHBURG, Va., Oct. 13, 2021 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank serving Region 2000 (the greater Lynchburg MSA), and the Blacksburg, Charlottesville, Harrisonburg, Lexington, and Roanoke, Virginia markets, today announced the promotion of Michael A. Syrek to President of the Bank.

Effective October 13, 2021, Michael A. Syrek has been promoted to President of the Bank of the James. In his new role, Mr. Syrek will continue to help lead the commercial banking efforts as well as take on strategic initiatives and assignments. Robert R. Chapman, III, CEO, commented, “Mike has been a strong leader in our organization for some time now, and this new step will allow for him to use his talents in the bank of the james mortgage continued growth of our company.”

Mr. Syrek joined the bank in 2012 as Executive Vice President and Chief Loan Officer after having been President of SunTrust Bank in Lynchburg, where he managed relationship managers in Virginia and West Virginia. Mr. Syrek has played an integral role in continuing the development of the Bank’s commercial team and relationships, proving his expertise as we made strategic moves to the Charlottesville, Harrisonburg and Roanoke markets.

Mr. Chapman will remain CEO of the Bank and President of the Company and will continue to serve as a director of both entities. Mr. Syrek will continue to report to Mr. Chapman. By separating the Bank’s CEO and President positions, Mr. Chapman will be able fully concentrate on executing the Bank’s strategic plan.

About the Company

Bank of the James, a wholly owned subsidiary of Bank of the James Financial Group, Inc. opened for business in July 1999 and is headquartered in Lynchburg, Virginia. The bank currently services customers in Virginia from offices located in Altavista, Amherst, Appomattox, Bedford, Blacksburg, Charlottesville, Forest, Harrisonburg, Lexington, Lynchburg, Madison Heights, Roanoke, and Rustburg. The bank offers full investment and insurance services through its BOTJ Investment Services division and BOTJ Insurance, Inc. subsidiary. The bank provides mortgage loan origination through Bank of the James Mortgage, a division of Bank of the James. Bank of the James Financial Group, Inc. common stock is listed under the symbol “BOTJ” on the NASDAQ Stock Market, LLC. Additional information on the Company is available at www.bankofthejames.bank.

Cautionary Statement Regarding Forward-Looking Statements

This press release contains statements bank of the james mortgage constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Bank of the james mortgage of 1995. The words "believe," "estimate," "expect," "intend," "anticipate," "plan" and similar expressions and variations thereof identify certain of such forward-looking statements which speak only as of the dates on which they were made. Bank of the james mortgage of the James Financial Group, Inc. (the "Company") undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. Readers are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and that actual results may differ materially from those indicated in the forward-looking statements as a result of various factors. Such factors include, but are not limited to, competition, general economic conditions, potential changes in interest rates, the effect of the COVID-19 pandemic, and changes in the value of real estate securing loans made by Bank of the James (the "Bank"), a subsidiary of the Company. Additional information concerning factors that could cause actual results to materially differ from those in the information needed to open a business bank account statements is contained in the Company's filings with the Securities and Exchange Commission and previously filed by the Bank (as predecessor of the Company) with the Federal Reserve Board.

CONTACT: J. Todd Scruggs, Executive Vice President and Chief Financial Officer (434) 846-2000.
[email protected]

Источник: https://finance.yahoo.com/news/bank-james-financial-group-announces-181800505.html

If you've ever purchased a home before, you may already be familiar with the benefits and terms of title insurance. But if this is your first home loan or you are refinancing, you may be wondering why you need another insurance policy.

The answer is simple: The purchase of a home is most likely one of the most expensive and important purchases you will ever make. You, and especially your mortgage lender, want to make sure the property is indeed yours: That no individual or government entity has any right, lien, claim, or encumbrance on your property.

The purpose of a title insurance company is to make sure your rights and interests to the property are clear, that transfer of title takes place efficiently and correctly, and that your interests as a homebuyer are fully protected.

Title insurance companies provide services to buyers, sellers, real estate developers, builders, mortgage lenders, and others who have an interest in real estate transfer. Title companies typically issue two types of title policies:

1) Owner's Policy. This policy covers you, the homebuyer.

2) Lender's Policy. This policy covers the lending institution over the life of the loan.

Both types of policies are issued at the time of closing for a one-time premium, if the loan is a purchase. If you are refinancing your home, you probably already have an owner's policy that was issued when you purchased the property, so we'll only require that a lender's policy be issued.

Before issuing a policy, the title company performs an in-depth search of the public records to determine if anyone other than you has an interest in the property. The search may be performed by title company personnel using either public records or, more likely, the information gift cards com customer service in the company's own title plant.

After a thorough examination of the records, any title problems are usually found and can be cleared up prior to your purchase of the property. Once a title policy is issued, if any claim covered under your policy is ever filed against your property, bank of the james mortgage title company will pay the legal fees involved in the defense of your rights. They are also responsible to cover losses arising from a valid claim. This protection remains in effect as long as you or your heirs own the bank of the james mortgage fact that title companies try to eliminate risks before they develop makes title insurance significantly different from other types of insurance. Most forms of insurance assume risks by providing financial protection through a pooling of risks for losses arising from an unforeseen future event, say a fire, accident or theft. On the other hand, the purpose of title insurance is to eliminate risks and prevent losses caused by defects in title that may have happened in the past.

This risk elimination has benefits to both the homebuyer and the title company. It minimizes the chances that adverse claims might be raised, thereby reducing the number of claims that have to be defended or satisfied. This keeps costs down for the title company and the premiums low for the homebuyer.

Buying a home is a big step emotionally and financially. With title insurance you are assured that any valid claim against your property bank of oklahoma com be borne by the title company, and that the odds of a claim being filed are slim bank of the james mortgage https://www.bankwithlnb.com/personal-mortgage-center

James Murawski

1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

Источник: https://www.us.hsbc.com/home-loans/mortgage-consultants/james-murawski/

Biography:

Equal Housing Lender logo Bank of England Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or bank of the james mortgage errors. From time to time changes may be made to the content of this site without notice. Bank of England Mortgage may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions chase bank open around me on information contained in our site are your sole are chase banks open on presidents day responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (480) 456-0050. This contact information is for accommodation requests only.

Источник: https://www.boearizona.com/team/bio.php?id=456

Bank of the james mortgage -

If you've ever purchased a home before, you may already be familiar with the benefits and terms of title insurance. But if this is your first home loan or you are refinancing, you may be wondering why you need another insurance policy.

The answer is simple: The purchase of a home is most likely one of the most expensive and important purchases you will ever make. You, and especially your mortgage lender, want to make sure the property is indeed yours: That no individual or government entity has any right, lien, claim, or encumbrance on your property.

The purpose of a title insurance company is to make sure your rights and interests to the property are clear, that transfer of title takes place efficiently and correctly, and that your interests as a homebuyer are fully protected.

Title insurance companies provide services to buyers, sellers, real estate developers, builders, mortgage lenders, and others who have an interest in real estate transfer. Title companies typically issue two types of title policies:

1) Owner's Policy. This policy covers you, the homebuyer.

2) Lender's Policy. This policy covers the lending institution over the life of the loan.

Both types of policies are issued at the time of closing for a one-time premium, if the loan is a purchase. If you are refinancing your home, you probably already have an owner's policy that was issued when you purchased the property, so we'll only require that a lender's policy be issued.

Before issuing a policy, the title company performs an in-depth search of the public records to determine if anyone other than you has an interest in the property. The search may be performed by title company personnel using either public records or, more likely, the information contained in the company's own title plant.

After a thorough examination of the records, any title problems are usually found and can be cleared up prior to your purchase of the property. Once a title policy is issued, if any claim covered under your policy is ever filed against your property, the title company will pay the legal fees involved in the defense of your rights. They are also responsible to cover losses arising from a valid claim. This protection remains in effect as long as you or your heirs own the property.

The fact that title companies try to eliminate risks before they develop makes title insurance significantly different from other types of insurance. Most forms of insurance assume risks by providing financial protection through a pooling of risks for losses arising from an unforeseen future event, say a fire, accident or theft. On the other hand, the purpose of title insurance is to eliminate risks and prevent losses caused by defects in title that may have happened in the past.

This risk elimination has benefits to both the homebuyer and the title company. It minimizes the chances that adverse claims might be raised, thereby reducing the number of claims that have to be defended or satisfied. This keeps costs down for the title company and the premiums low for the homebuyer.

Buying a home is a big step emotionally and financially. With title insurance you are assured that any valid claim against your property will be borne by the title company, and that the odds of a claim being filed are slim indeed.

Источник: https://www.bankwithlnb.com/personal-mortgage-center

Highlights & Affiliations

Bio

James Walker comes to First Heritage Mortgage, LLC with over 20 years of experience in the area of residential lending. A Northern Virginia Native, James is the youngest of seven children. The importance of honesty, integrity, and treating others with respect were taught and expected. This was the foundation of his core values.

He prides himself in listening to his client’s needs, goals, and consistently providing solutions that fit his clients expectations. James’ customers become clients for life, as he remains helpful to his clients long after the transaction is complete with consistent updates and bi-annual mortgage reviews.

James was raised in Alexandria and has lived in Bristow since 1999. Along with his wife Aretha, and their two sons Myles and Jayden, the family is active in the community participating in Church and Youth Sports organizations.

Whether it’s a home purchase, refinance of an existing mortgage, or you feel that his mortgage advice would be helpful to you or someone that you know, contact James any time for a consultation.

7 Reasons Your Mortgage Was Declined

Being told that your mortgage was declined can leave you feeling disheartened. While it may be frustrating, it can be an important learning experience for you as a homebuyer. Mortgages can be declined for a number of reasons, but once…

Read More

Take It From James's Happy Customers


I reached out to James a few years ago to get advice on a sale that went bad and he advised me on what I need to do to get approved. He was right on with his recommendations. Fast forward to a few weeks ago. I saw a house and needed an approval letter. I got it the day I saw the house. Once we saw the house we fell in love. We put the offer in the next day. James was on it and helped the process move fast and efficient. He was communicating with us daily with all the paperwork. Took time out to explain things to us when we had questions. And trust me, I had a lot of questions. He gave us different loan scenarios so we could compare our options. So informative. During the process of closing, if I had any questions signing the paperwork, or before and during the signing, he was practically there night and day. Really saw it to the end. I would recommend James and his company as a lender.

- Angelita G.

James was with us through 10 purchase offers and five contracts (four of which did not complete for various reasons) before we finally got our house. He was patient, professional, and knowledgeable throughout the process and even answered questions and provided pre-approval letters on the weekends and in the evenings when needed. We recommend him without hesitation.

- Redfin Purchaser

James was really great. He was available to talk to the sellers agent when they were deciding between offers, which helped strengthen our offer. He gave us lots of information to help us understand our options and decide what loan was best for us. James was also very communicative throughout the process, and was quick to address questions. Both of the realtors involved were positive about his service.

- Redfin Purchaser

James Walker is an exceptional loan officer. He worked through some (what I thought) were very complicated and challenging issues with me. Always providing professional advice in a clear, understandable way. I felt he went the extra mile to address my needs promptly and was always friendly and courteous. He made me feel as if my needs were his and that I was the only one he was working with. If I ever need a mortgage or loan adviser again, James will be the first person I call.

- Paul D.

James answered my many questions and provided detailed loan and rate options. He went to bat for me with the listing agent to close the deal and even took her call at 6:15 am to do so. James is very personal, knowledgeable, and available to go through the HUD-1 info. James went out of his way to attend the closing to provide the next level of service. I look forward to working with James for any refis or loans in the future.

- Redfin Purchaser

It was a great experience and James was very personable, available and knowledgeable. He was always responsive and insightful when I posed any questions to him. The only slight snag in the process finalizing the Home Owners insurance, but it ended up working out well in the end.

- Chad F.

Источник: https://fhmtg.com/officers/james-walker/
1/9/2018 to 1/16/2018

We will be closed on Monday January 15, 2018 in observance of Martin Luther King Day.

2/01/2018 to 2/14/2018

We will be closed on Tuesday February 13, 2018 in observance of Mardi Gras Day.

2/14/2018 to 2/20/2018

We will be closed on Monday February 19, 2018 in observance of Presidents’ Day.

4/25/2018 to 5/8/2018

First Line, Mobile & Online Banking will be offline from May 4th (2 pm) to May 7th (9 am)

5/21/2018 to 5/29/2018

We will be closed on Monday, May 28, 2018 in observance of Memorial Day.

8/27/2018 to 9/4/2018

We will be closed on Monday, September 3, 2018 in observance of Labor Day.

9/30/2018 to 10/9/2018

We will be closed on Monday, October 8, 2018 in observance of Columbus Day.

11/7/2018 to 11/13/2018

We will be closed on Monday, November 12th in observance of Veteran’s Day.

11/16/2018 to 11/24/2018

We will be closed on Thursday, November 22, 2018 and open 8-Noon on Friday to celebrate Thanksgiving.

12/17/2018 to 12/26/2018

We will be closed on Tuesday, December 25, 2018. Merry Christmas!

12/26/2018 to 01/02/2019

We will be closed on Tuesday, January 1, 2019. Happy New Year!

7/01/2019 to 7/5/2019

Happy 4th of July! All offices will be closed on Thursday, July 4, 2019.

7/11/2019 to 7/14/2019

All offices will close Friday, July 12 @1:30 and Saturday including the Call Center, July 13 due to TS Barry.

8/29/2019 to 9/3/2019

We will be closed on Monday, September 2, 2019 in observance of Labor Day.

10/7/2019 to 10/15/2019

We will be closed on Monday, October 14, 2019 in observance of Columbus Day.

11/6/2019 to 11/12/2019

We will be closed on Monday, November 11th in observance of Veteran’s Day.

11/20/2019 to 11/29/2019

We will be closed on Thursday, November 28, 2019 and open 8-Noon on Friday to celebrate Thanksgiving.

12/17/2019 to 12/26/2019

We will be closing at noon on Tuesday, Dec 24 and closed on Wednesday, Dec 25, 2019. Merry Christmas!

12/27/2019 to 01/02/2020

We will be closing at noon on Tuesday, Dec 31 and closed on Wednesday, Jan 1, 2020. Happy New Year!

1/16/2020 to 1/21/2020

We will be closed on Monday January 20, 2020 in observance of Martin Luther King Day.

2/13/2020 to 2/18/2020

We will be closed on Monday February 17, 2020 in observance of Presidents’ Day.

2/19/2020 to 2/26/2020

We will be closed on Tuesday February 25, 2020 in observance of Mardi Gras Day.

9/4/2020 to 9/8/2020

We will be closed on Monday, September 7, 2020 in observance of Labor Day.

10/8/2020 to 10/13/2020

We will be closed on Monday, October 12, 2020 in observance of Columbus Day

11/6/2020 to 11/12/2020

We will be closed on Wednesday, November 11th in observance of Veteran’s Day.

11/20/2020 to 11/28/2020

We will be closed on Thursday, November 26, 2020 and open 8-Noon on Friday to celebrate Thanksgiving.

12/22/2020 to 12/26/2020

We will be closing at noon on Thursday, Dec 24 and closed on Friday, Dec 25, 2020. Merry Christmas!

12/27/2020 to 01/02/2021

We will be closing at noon on Thursday, Dec 31 and closed on Friday, Jan 1, 2021. Happy New Year!

1/15/2021 to 1/19/2021

We will be closed on Monday January 18, 2021 in observance of Martin Luther King Day.

2/12/2021 to 2/16/2021

We will be closed on Monday February 15, 2021 in observance of Presidents’ Day.

2/19/2020 to 2/26/2020

We will be closed on Tuesday February 25, 2020 in observance of Mardi Gras Day.

3/30/2021 to 4/3/2021

We will be closing at noon on Friday, April 2, 2021 in observance of Good Friday.

5/26/2021 to 5/29/2021

We will be closed on Monday, May 31, 2021 in observance of Memorial Day.

7/01/2021 to 7/6/2021

Happy 4th of July! All offices will be closed on Monday, July 5, 2021.

9/2/2021 to 9/7/2021

We will be closed on Monday, September 6, 2021 in observance of Labor Day.

10/7/2021 to 10/12/2021

We will be closed on Monday, October 11, 2021 in observance of Columbus Day

11/7/2021 to 11/12/2021

We will be closed on Thursday, November 11, 2021 in observance of Veteran’s Day.

11/20/2021 to 11/26/2021

We will be closed on Thursday, November 25, 2021 and open 8-Noon on Friday to celebrate Thanksgiving.

1/16/2018 to 1/18/2018

Baton Rouge, Mandeville and Hammond are closed. All other offices to close at 3 p.m.

8/26/2020 to 8/27/2020

We will delay the opening of all branches until 11 a.m. on Thursday, August 27th

10/27/2020 to 10/29/2020

All offices will close at 11:00 am on Wednesday, August 27th due to the approaching hurricane.

8/26/2021 to 8/30/2021

All offices will be closed Monday, Aug 30, due to Hurricane Ida.

9/7/2021 to 9/20/2021

All offices are OPEN!, check HERE for updated times.

Welcome to First American Bank and Trust, a better banking choice!!!

Источник: https://www.fabt.com/jamespark.php

James Murawski

1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

Источник: https://www.us.hsbc.com/home-loans/mortgage-consultants/james-murawski/

Mortgages

Products, terms, and conditions subject to change. Subject to standard credit criteria.

1 Property insurance is required. Flood insurance is required if property is in a designated flood zone of 'A' or 'V'. The proceeds from a Mortgage or Home Equity Line of Credit cannot be (a) used to purchase or carry securities; (b) deposited into a Raymond James investment or trust account; (c) used to purchase any product issued or brokered through an affiliate of Raymond James, including insurance; or (d) otherwise used for the benefit of, or transferred to, an affiliate or Raymond James.

2See payment examples and loan disclosures.

3The Pledged Securities Mortgage is not suitable for everyone. The proceeds from a Pledged Securities Mortgage cannot be (a) used to purchase or carry securities; (b) deposited into a Raymond James investment or trust account; (c) used to purchase any product issued or brokered through an affiliate of Raymond James, including insurance; or (d) otherwise used for the benefit of, or transferred to, an affiliate of Raymond James. Raymond James Bank does not accept RJF stock or any securities of Raymond James as pledged securities towards a Pledged Securities Mortgage. A loan client may be at risk of losing money in their collateral account due to market volatility. This may require the deposit of additional equity into the collateral account, which could result in further losses. Though Raymond James Bank will typically contact the client or their Financial Advisor prior to liquidating pledged assets, Raymond James Bank reserves the right to sell pledged assets of its choosing without contacting the client, if needed to maintain equity in the collateral account. If a loan client defaults (stops making monthly payments) on their mortgage, they could lose both their house and the securities they have pledged.

4Contact Raymond James Bank at 888.457.5626 for current rates and other information. The line of credit can be suspended, reduced or terminated in the event of fraud, failure to repay, adverse collateral conditions, or other violation of credit terms.

Источник: https://www.raymondjamesbank.com/mortgages
bank of the james mortgage

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