How Do I Access My Money? Like many modern-day banks, the Chime Visa® debit card is the most hassle-free way to spend the money in your deposit. Simply transfer your funds to your credit card account. How do I transfer money to my BMO Harris Bank account in the United States? To transfer money. Chime charges few fees, and it can be easy to open an account, But it's expensive to deposit cash. How do I withdraw cash from my Chime account?

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