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Us bank corporate travel visa card login


us bank corporate travel visa card login

Get a corporate credit card from Citizens Corporate Finance and reduce the time and hassle required to manage your business travel expenses. Online account login. U.S. Bank Personal Banking login. Securely manage your personal finances, pay bills, download account information and so much more! The UCI Corporate Travel Card is an individualized Visa charge card used exclusively In addition, you may access cash at any PLUS R and card bank ATM.
us bank corporate travel visa card login

Us bank corporate travel visa card login -

Corporate Card

Corporate Credit Card Benefits

  • Efficiency. Streamline administrative processes and reduce expenses
  • Control. Extensive cardholder controls such as flexible cardholder spending limits, as well as restrictions on transaction types and frequency, help monitor employee spending

Card Features

  • CentreSuite​ ​​Card and Expense Management. ​Manage your accounts and run reports with CentreSuite​​​ for all cards from a single Internet-based program
  • Visa® Liability Waiver Program. Receive coverage against losses incurred through employee card misuse
  • Travel Accident Insurance. Gain the security and protection you need to do business with complete confidence​​

Get in touch to get started.

To find out more, contact your Relationship Manager, Treasury Management or Commercial Card Consultant

Are you a current customer and need help?

Email us with questions.

CentreSuite is provided through a third-party vendor, TSYS, Inc. Before using this product, Client needs to agree to an End User License Agreement between client and TSYS, Inc.

The Visa® Liability Waiver Program and Visa Travel Accident Insurance are provided by Visa USA, Inc. ("Visa") and not M&T Bank, subject to the terms and conditions of each such program as determined by Visa. For a full explanation of the terms, conditions and limitations of each such program, please go to www.visa.com.

Источник: https://www3.mtb.com/commercial/treasury-management/commercial-cards/corporate-card

Credit Card Showdown: U.S. Bank Business Triple Cash Rewards Vs. Chase Ink Business Unlimited

U.S. Bank made a splash when it launched its U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card in August 2021. The card offers increased cash back in a number of categories that U.S. Bank considers core to small-business owners.

How does this relatively new card compare against the everyday small business stalwart, the Ink Business Unlimited® Credit Card? Both cards can offer generous rewards for card members, both cards come with a large welcome offer and both cards have an introductory APR promotional period for new card members.

Which card is right for you? Today we cover the high points of each card to help you decide.

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®

Apply Now

Up to 3% Cash Back

Earn 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants. Earn 1% cash back on all other eligible net purchases.

Credit Score

Excellent/Good

Regular APR

13.99% - 22.99% (Variable)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Apply Now

1.5% Reward Rate

Earn unlimited 1.5% Cash Back rewards on every purchase made for your business

Welcome Bonus

Earn $750 bonus cash back

Credit Score

Good, Excellent

Regular APR

13.24% - 19.24% Variable

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® Is Best For:

Cash Back on Category Purchases

The U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card’s headline offering is cash back on categories where small business owners typically spend a large amount of money. The card earns 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants and 1% cash back on all other eligible net purchases.

If your small business spends heavily in the categories where the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® truly offers triple cash back, this card can be a reliable source of rewards for your small business.

Introductory 0% APR Offer

Both cards offer introductory 0% APRs, but the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® has a longer and more flexible offer. The card offers 0% introductory APR on purchase and balance transfers for 15 billing cycles. After that, a variable APR of 13.99% - 22.99% applies

The Chase card offers 0% introductory APR on purchases for 12 months, then a standard APR of 13.24% - 19.24% variable applies.

If you are looking to transfer a balance or finance purchases on a 0% APR introductory rate, but the Business Triple Cash Rewards Card doesn’t seem like the right fit, check out the Forbes Advisor list of best business credit cards for more 0% offers targeted toward small business owners.

Welcome Bonus with Long Qualification Period

The Triple Cash offers a welcome bonus: $500 in cash back. Just spend $4500 on the account owner's card in the first 150 days of opening an account This bonus is notable for its extended qualification period, which generously gives your business five months to make the qualifying spending on your card. If your business spends just $900 per month on the card, you will qualify for this bonus.

While the Ink Business Unlimited® Credit Card’s welcome bonus amount is greater, it requires a higher spending requirement which might be difficult for some small businesses. New cardholders can earn $750 bonus cash back after spending $7,500 on purchases in the first 3 months from account opening.

$100 Software Credit

A unique benefit of the U.S. Bank U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card is its $100 annual credit toward eligible recurring software subscription services. Many small business owners pay for subscription software services, such as QuickBooks, Freshbooks or Microsoft Office 360, so a $100 offset of those expenses on a no-annual-fee credit card is an attractive perk. You’ll need to pay for your software subscription monthly, as the terms of the offer state that the credit will be applied following 11 consecutive months of eligible software service purchases.

Ink Business Unlimited® Credit Card Is Best for:

Everyday Rewards

The Ink Business Unlimited® Credit Card will net you 1.5% cash back on all of your business spending, with no limit to the amount of cash back you can earn. If you spend heavily outside of the Triple Cash’s bonus categories then earning additional rewards on all of your spending might earn you greater total rewards than the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card’s increased rewards in bonus categories will.

In addition to earning everyday rewards, the Ink Business Unlimited® Credit Card has a hidden superpower: The card can give you the option of using your rewards as cash back or transferable points. If you combine the Ink Business Unlimited® Credit Card with one of Chase’s premium credit cards that offers Ultimate Rewards, the Chase Sapphire Preferred® Card, the Ink Business Preferred® Credit Card or the Chase Sapphire Reserve®, your cash back can become 1.5 Ultimate Rewards points per dollar. Ultimate Rewards points can be transferred to airlines and hotel partners, potentially increasing the value of your cash back rewards.

Welcome Bonus for Big Spenders

While both cards offer a welcome bonus, the Chase Ink Business Unlimted’s bonus is the best deal for business owners who charge a large amount of business expenses to their business credit cards. The card offers a whopping welcome offer: $750 bonus cash back after spending $7,500 on purchases in the first 3 months from account opening. If you are a small business owner who can meet the spending requirement, the Ink Business Unlimited® Credit Card’s bonus is the better offer.

The U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® does get an honorable mention for its welcome bonus offer: $500 in cash back. Just spend $4500 on the account owner's card in the first 150 days of opening an account

Travel Protections

If you travel for your small business, the auto rental collision damage waiver benefit can help you get reimbursed if your rental car is damaged or stolen. To be eligible for this coverage, you must charge your rental to your card and decline the rental company’s insurance. As an added bonus, this rental car coverage is primary, meaning it will pay before your personal auto insurance, when traveling for business. The Chase Ink Business Unlmited’s auto rental collision damage waiver is secondary when traveling for leisure.

In addition to the auto insurance benefits, the card offers roadside dispatch service and travel and emergency service protection. Roadside dispatch will provide services including towing, jumpstarts, tire changes, lockout service, winching and gas delivery. Travel and Emergency Assistance Services can provide legal and medical referrals or other travel and emergency assistance while you are traveling away from home. Both roadside dispatch and travel and emergency services are referral services only; actual costs of providing the services will be charged to your card.

Purchase Protection and Extended Warranty Protection

The Ink Business Unlimited® Credit Card card is best for business owners who want the security provided by the card’s purchase protection and extended warranty benefits. With purchase protection, eligible purchases are covered against theft and damage for the first 120 days when charged to the card. If an eligible item purchased with the Ink Business Unlimited® Credit Card card fails outside of its manufacturer’s warranty, you may be covered by the extended warranty coverage offered with the card, which extends the time period of U.S. manufacturer’s warranties by an additional year, on eligible warranties of three years or less.

The U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card offers no purchase protection or extended warranty coverage.

Consider Both U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® and Ink Business Unlimited® Credit Card for:

Maximizing Cash Back for Your Business

If you want to truly maximize the rewards that you earn on your business purchases, consider getting both cards. Use the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card for your gas station, office supply, cell phone and restaurant purchases and use the Ink Business Unlimited® Credit Cardfor everything else.

Not only will you maximize the absolute amount of rewards you earn on your business purchases, but you will diversify your rewards, earning a combination of cash back and Ultimate Rewards points. Using both cards, you can redeem your cash back rewards easily and be protected against program changes while also accumulating a stash of transferable points which can eventually be transferred to airlines or hotel programs.

Building Your Business Credit

If you are building a new business, establishing your business credit is necessary to negotiate favorable terms with vendors and secure bank financing. Potential business partners also look at business credit reports as a measure of business stability, so having an established business credit rating can make you a more attractive joint-venture partner or acquisition target. If you are looking to establish your business credit, applying for both cards could be to your advantage. Having more and varied tradelines reporting on-time payments to your business credit reports can help you increase your business’ credit rating.

Additional 0% Introductory Financing Opportunities

If you are looking to finance a large amount of purchases using the 0% introductory offer, applying for both cards could grant you access to more credit. All banks have a limit on the amount of credit that they will grant to your business, based on your credit history and existing relationship. Having a relationship with more than one bank can increase the amount of credit you can access, however, you should have a plan to pay off the purchases in full before the 0% introductory period expires to avoid interest charges.

Consider Neither U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® nor Ink Business Unlimited® Credit Card for:

Generous Travel Benefits and Perks like Airline Lounge Access

If you are looking for a card that will offer a full suite of travel benefits or perks like access to airline lounges domestically and abroad, neither the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® nor the Ink Business Unlimited® Credit Card card is the card you’re looking for.

Premium credit cards offering lounge access and a full suite of travel insurances like The Business Platinum Card® from American Express (terms apply, see rates and fees) carry annual fees to cover these perks. If your business requires you to be on the road, don’t let those annual fees scare you off as they are often offset by both the generous suite of perks that come with these cards and benefits like travel credits that provide dollar-for-dollar offsets against some travel expenses.

For a card offering lounge access, free baggage on your preferred airline and other travel perks, consider the best business travel credit cards.

Maximizing Rewards on Business Travel

For many small business owners, the greatest expenses they incur are when traveling: airlines, hotels, rental cars and restaurants. While the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® offers additional earnings for restaurants, if your spending patterns look like those of many road warriors, there are credit cards available that will give you greater earnings.

If you spend a lot in travel categories and want to maximize your rewards, shop around for a credit card that offers maximum rewards in the categories where you spend the most. There are many cards that offer bonus rewards for travel, but here are a few favorites:

  • Ink Business Preferred® Credit Card—3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per dollar on all other purchases.
  • Business Green Rewards Card from American Express*—2 points for per dollar on eligible purchases at amextravel.com and 1 point per dollar on eligible purchases.
  • American Express® Business Gold Card—Earn 4 Membership Rewards® points per dollar on the 2 select categories where a business spends the most each month. 1 point per dollar is earned for other purchases. The 4 point per dollar earning rate applies to the first $150,000 in combined purchases from the 2 eligible categories each calendar year. Terms apply. See rates and fees.

In addition to the above, take a look at your preferred airline’s co-branded credit cards and the loyalty credit cards associated with your preferred hotel chain. Airline credit cards offer perks that range from free checked bags and early boarding, to accelerated routes to earn top-tier airline status. A hotel chain’s co-branded credit card can also offer a fast-track to status and usually offers among the highest rewards for spending within a given family of hotels.

Bottom Line

If you spend heavily in the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®’s bonus categories of gas stations, office supply stores, cell phone service providers and restaurants, getting this card will help you bolster your business’s bottom line with cash back rewards in the categories where you spend the most.

On the other hand, if your business spending crosses many categories or is primarily in categories where the Triple Cash doesn’t offer triple rewards, strongly consider the Ink Business Unlimited® Credit Card for its 1.5% back on all purchases.

To view rates and fees for American Express® Business Gold Card please visit this page.
To view rates and fees for The Business Platinum Card® from American Express please visit this page.

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Источник: https://www.forbes.com/advisor/credit-cards/u-s-bank-business-triple-cash-rewards-world-elite-mastercard-vs-ink-business-unlimited-credit-card/

It looks like you are not the account holder. If a Citi account holder wants to grant you access to their account information, visit the Citi Developer Portal to try our APIs and contact our Open Banking Business Development Team

Reference ID: 18.17ecc017.1638564037.f361ef6

Citi
Источник: https://www.citi.com/

Spring into mortgage savings with low rates.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

HSBC Global Money Account is a prepaid, multi-currency account available on our the HSBC Mobile Banking App for customers who maintain an HSBC consumer deposit account.

Data rate charges from your service provider may apply.  HSBC Bank USA, N.A. is not responsible for these charges.  Camera-in device required to be able to utilize HSBC Mobile Check Deposit. Deposit amount limits may apply.  HSBC Mobile Banking App is available for iPhone®, iPad®, AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM.

iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

Android and Google Play are trademarks of Google LLC.

App Store is a service mark of Apple Inc.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

HSBC commissioned this article as part of our Beyond Banking initiative.  While HSBC is pleased to offer this Beyond Banking article as an educational service to our customers, HSBC does not guarantee, warrant or recommend the opinion or advice or the product and/or services offered or mentioned in this article.  Any opinions, judgments, advice, statements, services, offers or other information presented within a Beyond Banking article are those of a third party and not HSBC.

For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder.

Источник: https://www.us.hsbc.com/

Fidelity® Rewards Visa Signature® Card

We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1. You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.

2.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.

3.

To receive a deposit, you must link your eligible Fidelity® account to your card. This can be accomplished in any of following ways. 1. You may contact Elan Financial Services Customer Service at the toll-free phone number located on the back of your credit card and provide them with your eligible Fidelity® account (s) number. 2. Simply select the “Manage Reward Points” hyperlink from the credit card snapshot page on Fidelity.com and follow the easy steps. You may also watch a brief video that describes the linking process on the credit card snapshot page also found on Fidelity.com. Please note that automatic redemptions will occur on a monthly basis as long as you have reached the point redemption threshold of 2,500 Points.

4.

Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity®-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity’s sole discretion. For more information about whether a particular registration is eligible, please call 1-800-FIDELITY (800-343-3548).

5. Certain restrictions apply to each benefit. Details accompany new account materials.

6.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

7.

Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf.

8. Fidelity Rewards+ generally requires $250,000 invested through Fidelity® Wealth Services, Fidelity® Strategic Disciplines, or a combination of both registered as an individual account, a joint account, or certain types of revocable trusts. Assets in other registration types, such as irrevocable trusts, partnerships, or LLCs, will not be included when determining program eligibility. Fidelity Rewards is not offered as a component of any advisory service or program through Fidelity, including, without limitation, Fidelity® Wealth Services and Fidelity® Strategic Disciplines. While there are no program enrollment fees, eligible managed accounts are charged an advisory fee.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Fidelity Charitable® is the brand name for Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide services to Fidelity Charitable. The Fidelity Charitable name and logo and Fidelity are registered service marks of FMR LLC, used by Fidelity Charitable under license.

"Giving Account" is a registered service mark of the Trustees of Fidelity® Charitable.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Google, Google Pay and the Google Logo are trademarks of Google LLC.

©2020 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Use only in accordance with law.

© 2021 The Kiplinger Washington Editors. Used under License.

Fidelity Go® provides discretionary investment management for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FBS and NFS are Fidelity Investments companies.

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Fidelity® and Elan Financial Services are separate companies.

Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to a license from Visa U.S.A., Inc.

Third-party trademarks appearing herein are the property of their respective owners. All other service marks are property of FMR LLC.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

Источник: https://www.fidelity.com/cash-management/visa-signature-card

Powering exceptional experiences

1 - $500 statement credit offer details 

Promotion valid on all newly boarded merchant accounts (MIDs) that sign up from November 1, 2021 through December 31, 2021. New accounts must activate by December 31, 2021 to qualify. Merchant accounts (MIDs) have to be activated and actively processing payment transactions for a minimum of one week and be in an open status at the time of the incentive credit. A one-time $500 credit will be applied to your Elavon statement within 30-60 days after the first deposit date. Cannot be combined with another offer. Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time without additional notice. Restrictions may apply. Services provided by Elavon.

2 - No fee processing offer details

  • The promotion is limited to businesses new to Elavon that process less than $25,000 a month in credit card volume that sign up for an Elavon merchant account through December 31, 2021. Schedule of all fees will be disclosed on the application and merchant agreement; however, collection of processing fees will not begin until February 1, 2022 and will be shown on the February 2022 monthly billing statement. Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time without additional notice. Services provided by Elavon. See below for additional promotion terms:
  • The following fees will be waived through January: All card network interchange, debit fees, assessments, annual, application fee, chargeback (exclusive of chargeback amounts), voice authorization, reporting, monthly service or minimum monthly fees and other per transaction fees, SaaS/software monthly or service set-up fees including online ordering, PCI compliance program, Safe-T and Standard monthly fees, and monthly equipment rental fees.
  • Additional third party products outside of the described promotion are excluded from the promotion including, but not limited to, gift card or third party services. All products and services not billed during the promotion will be billed in the February 2022 month end statement.
  • Promotion is only available for businesses that rent equipment. It is not available for equipment purchases.
  • Accounts established on daily discount/billing are not eligible for this promotion.
  • Cannot be combined with another promotion.
Источник: https://www.elavon.com/index.html
us bank corporate travel visa card login

So Maybe a Corporate Travel Card Won’t Change the World. But We Think This One Can Change Yours.

Let’s Talk About The AirPlus Corporate Card.

You love convenience. And we do too. That’s why we made the most convenient payment tool for travel and entertainment (T&E) expenses in history. It’s true. Our corporate cards come in various formats:

The AirPlus Corporate Card is easier to use, monitor, and control than any other corporate travel card available today.
Powered by MasterCard®, one of the largest global payment networks, our corporate cards offer an unrivalled level of acceptance around the globe. They also offer access to the award-winning AirPlus Portal to enable real-time visibility and control of your entire card program.

What level of transaction data do you need?

How important is data tranparency to you? Do you know what detailed transaction data can provide to your organization? You can learn more about data transparency HERE.

Your data needs might dictate which type of corporate card you will need (e.g. corporate, purchasing, virtual, etc.). This table shows an example of hotel data detail based on corporate card type.

comparison grid of data availability based on card type

So what’s in it for you?

You’ll want to pay attention here. Because this isn’t just another bulleted list. It’s an adventure. An adventure to explore the benefits of using the AirPlus Corporate Card to change the way you manage T&E expenses. Are you ready? Let’s go.

 

Benefits Of AirPlus Corporate Cards

Discover full visibility and control

  • Make real-time adjustments to individual cardholder credit limits and cash allowances
  • Use reports and set alerts to monitor spending compliance and payment delinquency
  • Automatically import credit card data into the AirPlus Information Manager to see a full picture of your travel spend

Reduce your workload

  • Manage your travel program from anywhere with our mobile app
  • Use our full suite of online tools to save time and stress on travel program administration
  • Automatically integrate spend data into your T&E and GL/ERP systems, like Concur, SAP, and Oracle

Improve Cash Flow

  • Reduce corporate card limits as large travel expenses like flights and rental cars can be expensed on the AirPlus Company Account

Expand your global us bank corporate travel visa card login your AirPlus Corporate Card at over 36 million locations and one million ATMs worldwide

Traveler Benefits

  • Travelers don’t have to use personal credit cards, which may not have sufficient limits
  • No risk to the traveler’s personal credit rating
  • 24-hour customer support around the world

Let’s wrap it up with an account summary.

 
Payment Termse-BillingForEx RateCash WithdrawalLiabilityInsurance
Net 25 daysTransaction and settlement data in variety of formats: CSV, XML, CDF31.1%2.5%Corporate liability with corporate or individual payAccident: up to $500K per cardholder
Baggage: up to $1,250 for loss

These topics may interest you:

AirPlus Corporate Cards are MasterCards
Источник: https://www.airplus.com/us/en/products-solutions/products/corporate-cards/corporate-cards.html

Corporate travel credit cards

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Make managing the business of travel easier

Business travel remains one of the largest variable expenses for most organizations. It’s also one of the most challenging to rein in. Our corporate travel credit card payment solutions can help you gain better visibility into your travel spend and drive down costs – all while improving travel policy adherence and giving your employees the flexibility and convenience they need.

Connect with us

U.S. Bank Corporate Travel Card

If the success of your business hinges on travel, you need an efficient business travel payment solution.

Corporate travel without the turbulence

The U.S. Bank Corporate Travel Card is a complete business travel payment and expense management solution, with worldwide merchant acceptance and no annual card fees. It offers the flexibility, convenience and control you need, along with optional corporate travel rewards.

Improve travel expense management

Keeping track of employee purchases made with a variety of cards is complicated.

One card with multiple solutions

The U.S. Bank One Card makes it easier by combining travel, purchasing and fleet management into a single, integrated payment solution. The One Card provides the expense management, visibility and control your organization needs while minimizing costs and maximizing efficiency.

Explore powerful flexibility and control

Make business travel less stressful with exclusive services and additional benefits for your executives and frequent business travelers.

Reward your executives and frequent business travelers

The U.S. Bank Executive Card program offers an exceptional array of premium benefits and travel services. At any time, cardholders can get help with anything from routine account questions to urgent issues including emergency, medical and legal assistance.

Get more from business travel

U.S. Bank Executive Platinum Card

Make business travel more productive and comfortable for your top executives with an exceptional array of premium benefits.

Make the most of your senior executives’ time traveling

The U.S. Bank Executive Platinum Card delivers all of the benefits of the Executive Card plus exclusive services including an annual statement credit benefit, which your senior executives can use towards their business travel-related expenses, providing them with greater choices for less.

Realize premium travel benefits

U.S. Bank Travel Virtual Pay

Capture major us bank corporate travel visa card login expenses for those who do not have a corporate travel card, such as infrequent travelers, job applicants or contractors.

Simplify payment for infrequent travelers

U.S. Bank Travel Virtual Pay automates reconciliation by matching travel booking and transaction data within a single electronic payment. This virtual travel credit card solution replaces inefficient central billing methods such as Central Travel Accounts, hotel direct bills and travel agency invoices.

Learn more about Travel Virtual Pay

U.S. Bank Expense Wizard

Business travel can be challenging — especially managing and reporting business travel expenses. Expense Wizard eliminates the need to keep track of receipts and out-of-pocket expenses, and submitting cumbersome, time-consuming expense reports.

Say goodbye to business travel pain

U.S. Bank Expense Wizard makes it easier with automatic expense reporting that combines virtual travel cards and expense reporting in a mobile app powered by chatbots and artificial intelligence.

See how simple expense management can be
Источник: https://www.usbank.com/corporate-and-commercial-banking/solutions/payables-and-receivables/corporate-credit-cards/corporate-travel-credit-card.html

Credit Card Showdown: U.S. Bank Business Triple Cash Rewards Vs. Chase Ink Business Unlimited

U.S. Bank made a splash when it launched its U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card in August 2021. The card offers increased cash back in a number of categories that U.S. Bank considers core to small-business owners.

How does this relatively new card compare against the everyday small business stalwart, the Ink Business Unlimited® Credit Card? Both cards can offer generous rewards for card members, both cards come with a large welcome offer and both cards have an introductory APR promotional period for new card members.

Which card is right for you? Today we cover the high points of each card to help you decide.

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®

Apply Now

Up to 3% Cash Back

Earn 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants. Earn 1% cash back on all other eligible net purchases.

Credit Score

Excellent/Good

Regular APR

13.99% - 22.99% (Variable)

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

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1.5% Reward Rate

Earn unlimited 1.5% Cash Back rewards on every purchase made for your business

Welcome Bonus

Earn $750 bonus cash back

Credit Score

Good, Excellent

Regular APR

13.24% - 19.24% Variable

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® Is Best For:

Cash Back on Category Purchases

The U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card’s headline offering is cash back on categories where small business owners typically spend a large amount of money. The card earns 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants and 1% cash back on all other eligible net purchases.

If your small business spends heavily in the categories where the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® truly offers triple cash back, this card can be a reliable source of rewards for your small business.

Introductory 0% APR Offer

Both cards offer introductory 0% APRs, but the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® has a longer and more flexible offer. The card offers 0% introductory APR on purchase and balance transfers for 15 billing cycles. After that, a variable APR of 13.99% - 22.99% applies

The Chase card offers 0% introductory APR on purchases for 12 months, then a standard APR of 13.24% - 19.24% variable applies.

If you are looking to transfer a balance or finance purchases on a 0% APR introductory rate, but the Business Triple Cash Rewards Card doesn’t seem like the right fit, check out the Forbes Advisor list of best business credit cards for more 0% offers targeted toward small business owners.

Welcome Bonus with Long Qualification Period

The Triple Cash offers a welcome bonus: $500 in cash back. Just spend $4500 on the account owner's card in the first 150 days of opening an account This bonus is notable for its extended qualification us bank corporate travel visa card login, which generously gives your business five months to make the qualifying spending on your card. If your business spends just $900 per month on the card, you will qualify for this bonus.

While the Ink Business Unlimited® Credit Card’s welcome bonus amount is greater, it requires a higher spending requirement which might be difficult for some ally bank mortgage interest rates businesses. New cardholders can earn $750 bonus cash back after spending $7,500 on purchases in the first 3 months from account opening.

$100 Software Credit

A unique benefit of the U.S. Bank U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card is its $100 annual credit toward eligible recurring software subscription services. Many small business owners pay for subscription software services, such as QuickBooks, Freshbooks or Microsoft Office 360, so a $100 offset of those expenses on a no-annual-fee credit card is an us bank corporate travel visa card login perk. You’ll need to pay for your software subscription monthly, as the terms of the offer state that the credit will be applied following 11 consecutive months of eligible us bank corporate travel visa card login service purchases.

Ink Business Unlimited® Credit Card Is Best for:

Everyday Rewards

The Ink Business Unlimited® Credit Card will net you 1.5% cash back on all of your business spending, with no limit to the amount of cash back you can earn. If you spend heavily outside of the Triple Cash’s bonus categories then earning additional rewards on all of your spending might earn you greater total rewards than the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card’s increased rewards in bonus categories will.

In addition to earning everyday rewards, the Ink Business Unlimited® Credit Card has a hidden superpower: The card can give you the option of using your rewards as cash back or transferable points. If you combine the Ink Business Unlimited® Credit Card with one of Chase’s premium credit cards that offers Ultimate Rewards, the Chase Sapphire Preferred® Card, the Ink Business Preferred® Credit Card or the Chase Sapphire Reserve®, your cash back can become 1.5 Ultimate Rewards points per dollar. Ultimate Rewards points can be transferred to airlines and hotel partners, potentially increasing the value of your cash back rewards.

Welcome Bonus for Big Spenders

While both cards offer a welcome bonus, the Chase Ink Business Unlimted’s bonus is the best deal for business owners who charge a large amount of business expenses to their business credit cards. The card offers a whopping welcome offer: $750 bonus cash back after spending $7,500 on purchases in the first 3 months from account opening. If you are a small business owner who can meet the spending requirement, the Ink Business Unlimited® Credit Card’s bonus is the better offer.

The U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® does get an honorable mention for its welcome bonus offer: $500 in cash back. Just spend $4500 on the account owner's card in the first 150 days of opening an account

Travel Protections

If you travel for your small business, the auto rental collision damage waiver benefit can help you get reimbursed if your rental car is damaged or stolen. To be eligible for this coverage, you must charge your rental to your card and decline the rental company’s insurance. As an added bonus, this rental car coverage is primary, meaning it will pay before your personal auto insurance, when traveling for business. The Chase Ink Business Unlmited’s auto rental collision damage waiver is secondary when traveling for leisure.

In addition to the auto insurance benefits, the card offers roadside dispatch service and travel and emergency service protection. Roadside dispatch will provide services including towing, jumpstarts, tire changes, lockout service, winching and gas delivery. Travel and Emergency Assistance Services can provide legal and medical referrals or other travel and emergency assistance while you are traveling away from home. Both roadside dispatch and travel and emergency services are referral services only; actual costs of providing the services will be charged to your card.

Purchase Protection and Extended Warranty Protection

The Ink Business Unlimited® Credit Card card is best for business owners who want the security provided by the card’s purchase protection and extended warranty benefits. With purchase protection, eligible purchases are covered against theft and damage for the first 120 days when charged to the card. If an eligible item purchased with the Ink Business Unlimited® Credit Card card fails outside of its manufacturer’s warranty, you may be covered by the extended warranty coverage offered with the card, which extends the time period of U.S. manufacturer’s warranties by an additional year, on eligible warranties of three years or less.

The U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card offers no purchase protection or extended warranty coverage.

Consider Both U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® and Ink Business Unlimited® Credit Card for:

Maximizing Cash Back for Your Business

If you want to truly maximize the rewards that you earn on your business purchases, consider getting both cards. Use the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® card for your gas station, office supply, cell phone and restaurant purchases and use the Ink Business Unlimited® Credit Cardfor everything else.

Not phone number santander customer service will you maximize the absolute amount of rewards you earn on your business purchases, but you will diversify your rewards, earning a combination of cash back and Ultimate Rewards points. Using both cards, you can redeem your cash back rewards easily and be protected against program changes while also accumulating a stash of transferable points which can eventually be transferred to airlines or hotel programs.

Building Your Business Credit

If you are building a new business, establishing your business credit is necessary to negotiate favorable terms with vendors and secure bank financing. Potential business partners also look at business credit reports as a measure of business stability, so having an established business credit rating can make you a more attractive joint-venture partner or acquisition target. If you are looking to establish your business credit, applying for both cards could be to your advantage. Having more and varied tradelines reporting on-time payments to your business credit reports can help you increase your business’ credit rating.

Additional 0% Introductory Financing Opportunities

If you are looking to finance a large amount of purchases using the 0% introductory offer, applying for both cards could grant you access to more credit. All banks have a limit on the amount of credit that they will grant to your business, based on your credit history and existing relationship. Having a relationship with more than one bank can increase the amount of credit you can access, however, you should have a plan to pay off the purchases in full before the 0% introductory period expires to avoid interest charges.

Consider Neither U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® nor Ink Business Unlimited® Credit Card for:

Generous Travel Benefits and Perks like Airline Lounge Access

If you are looking for a card that will offer a full suite of travel benefits or perks like access to airline lounges domestically and abroad, neither the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® nor the Ink Business Unlimited® Credit Card card is the card you’re looking for.

Premium credit cards offering lounge access and a full suite of travel insurances like The Business Platinum Card® from American Express (terms apply, see rates and fees) carry annual fees to cover these perks. If your business requires you to be on the road, don’t let those annual fees scare you off as they are often offset by both the generous suite of perks that come with these cards and benefits like travel credits that provide dollar-for-dollar offsets against some travel expenses.

For a card offering lounge access, free baggage on your preferred airline and other travel perks, consider the best business travel credit cards.

Maximizing Rewards on Business Travel

For many small business owners, the greatest expenses they incur are when cash app black debit card airlines, hotels, rental cars and restaurants. While the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® offers additional earnings for restaurants, if your spending patterns look like those of many road warriors, there are credit cards available that will give you greater earnings.

If you spend a lot in travel categories and want to maximize your rewards, shop around for a credit card that offers maximum rewards in the categories where you spend the most. There are many cards that offer bonus rewards for travel, but here are a few favorites:

  • Ink Business Preferred® Credit Card—3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per dollar on all other purchases.
  • Business Green Rewards Card from American Express*—2 points for per dollar on eligible purchases at amextravel.com and 1 point per dollar on eligible purchases.
  • American Express® Business Gold Card—Earn 4 Membership Rewards® points per dollar on the 2 select categories where a business spends the most each month. 1 point per dollar is earned for other purchases. The 4 point per dollar earning rate applies to the first $150,000 in combined purchases from the 2 eligible categories each calendar year. Terms apply. See rates and fees.

In addition to the above, take a look at your preferred airline’s co-branded credit cards and the loyalty credit cards associated with your preferred hotel chain. Airline credit cards offer perks that range from free checked bags and early boarding, to accelerated routes to earn top-tier airline status. A hotel chain’s co-branded credit card can also offer a fast-track to status and usually offers among the highest rewards for spending within a given family of hotels.

Bottom Line

If you spend heavily in the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®’s bonus categories of gas stations, office supply stores, cell phone service providers and restaurants, getting this card will help you bolster your business’s bottom line with cash back rewards in the categories where you spend the most.

On the other hand, if your business spending crosses many categories or is primarily in categories where the Triple Cash doesn’t offer triple rewards, strongly consider the Ink Business Unlimited® Credit Card for its 1.5% back on all purchases.

To view rates and fees for American Express® Business Gold Card please visit this page.
To view rates and fees for The Business Platinum Card® from American Express please visit this page.

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Источник: https://www.forbes.com/advisor/credit-cards/u-s-bank-business-triple-cash-rewards-world-elite-mastercard-vs-ink-business-unlimited-credit-card/

Corporate Card

Corporate Credit Card Benefits

  • Efficiency. Streamline administrative processes and reduce expenses
  • Control. Extensive cardholder controls such as flexible cardholder spending limits, as well as restrictions on transaction types and frequency, help monitor employee spending

Card Features

  • CentreSuite​ ​​Card and Expense Management. ​Manage your accounts and run reports with CentreSuite​​​ for all cards from a single Internet-based program
  • Visa® Liability Waiver Program. Receive coverage against losses incurred through employee card misuse
  • Travel Accident Insurance. Gain the security and protection you need to do business with complete confidence​​

Get in touch to get started.

To find out more, contact your Relationship Manager, Treasury Management or Commercial Card Consultant

Are you a current customer and need help?

Email us with questions.

CentreSuite is provided through a third-party vendor, TSYS, Inc. Before using this product, Client us bank corporate travel visa card login to agree to an End User License Agreement between client and TSYS, Inc.

The Visa® Liability Waiver Program and Visa Travel Accident Insurance are provided by Visa USA, Inc. ("Visa") and not M&T Bank, subject to the terms and conditions of each such program as determined by Visa. For a full explanation of the terms, conditions and limitations of each such program, please go to www.visa.com.

Источник: https://www3.mtb.com/commercial/treasury-management/commercial-cards/corporate-card

Welcome to TD Bank Personal Banking

Community means family.

I think that's what it's turned into.

I'm going to cry.

I don't know why.

Alright, your turn to talk.

Hey everybody.

Sam from Bonn Place Brewing Company here, and this is my wife.

I'm Gina.

Bethlehem is one of the greatest steel towns in America.

When manufacturing had a downturn Bethlehem had to reinvent itself.

When I first met Sam and Gina, they had this dream that they wanted to accomplish.

When we first signed our lease on this building, people were questioning it, like "you sure you want to open a brewery on the south side of Bethlehem in the current climate?"

We were certain that it was ready for what we wanted to do.

We needed a bit of help to get this place opened.and everybody needs help.

When anybody ever comes to us and says, "We need help. What can we do? We don't know how to get through this red tape."

We say, "This is what we did. This might help you."

We even went to City Hall for someone once.

This is the community we can change.

What we can change is right here and right now.

Sam and Gina are very passionate about working with women entrepreneurs.

It's hard to start a business.

One thing Sam and Gina have been able to achieve is share the lessons they've learned with other business owners and convince them, "hey, it actually is possible."

We want to see businesses succeed with the opportunities that we've had.

So what better way than to mentor them.

We're all in this together, and it's the bigger picture.

Bonn Place is a catalyst for the regrowth of this community.

They're also now helping other young entrepreneurs get started.

Sam and Gina sat down with us and gave us tips and tricks of what to do to get started.

We had this idea.

And they believe in us.

How us bank corporate travel visa card login they're committed to the growth of Bethlehem as a whole.

That's the real story.

[Applause]

They are the last two people who would want this bestowed upon them, but they disney color by number for adults the most deserving.

So we all want to gather here today and say thank you, because we value everything that you put into Bethlehem.

There's a little bit more.

So, the contribution we made to a female entrepreneurship program, in your name.

We're absolutely thrilled.

Next year, with this gift, we're going to be able to serve even more women entrepreneurs.

The integrity of this community is real strong.

This is just the beginning.

Источник: https://www.td.com/us/en/personal-banking/

Spring into mortgage savings with low rates.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

HSBC Global Money Account is a prepaid, multi-currency account available on our the HSBC Mobile Banking App for customers who maintain an HSBC consumer deposit account.

Data rate charges from your service provider may apply.  HSBC Bank USA, N.A. is not responsible for these charges.  Camera-in device required to be able to utilize HSBC Mobile Check Deposit. Deposit amount limits may apply.  HSBC Mobile Banking App is available for iPhone®, iPad®, AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM.

iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

Android and Google Play are trademarks of Google LLC.

App Store is a service mark of Apple Inc.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

HSBC commissioned this article as part of our Beyond Banking initiative.  While HSBC is pleased to offer this Beyond Banking article as an educational service to our customers, HSBC does not guarantee, warrant or recommend the opinion or advice or the product and/or services offered or mentioned in this article.  Any opinions, judgments, advice, statements, services, offers or other information presented within a Beyond Banking article are those of a third party and not HSBC.

For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder.

Источник: https://www.us.hsbc.com/

Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted.

Advertiser Disclosure

We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.

Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

These offers are no longer available on our site: U.S. Bank Cash+™ Visa Signature® Card, U.S. Bank Visa® Platinum Card

U.S. Bank has a variety of credit cards that compete with some of the best cards on the market, offering options for people interested in cash back, everyday spending, building credit and saving on interest.

Here’s a look us bank corporate travel visa card login our picks for the best U.S. Bank credit cards.

Looking for a new credit card? See My Approval Odds

Best for cash back: U.S. Bank Cash+™ Visa Signature® Card

Here’s why: The U.S. Bank Cash+™ Visa Signature® Card will spoil you with cash back.

You’ll start off with a $200 rewards bonus after spending $1,000 on eligible purchases during the first 120 days from account opening.

But what really makes this card interesting is that unlike many credit card issuers, you get to choose your own bonus categories. You could earn 5% cash back on up to $2,000 spent (then 1%) in combined purchases in two categories that you must choose and activate each quarter. Available categories include …

  • TV, Internet and streaming services
  • Home utilities
  • Select clothing stores
  • Cellphone providers
  • Electronics stores
  • Fast food
  • Department stores

Plus, you’ll get 2% cash back on purchases spent on one everyday category of your choice: restaurants, grocery stores or gas stations.

Then, you get 1% back on all other eligible purchases. To redeem your cash back, you can have the money deposited directly into a U.S. Bank checking or savings account, receive a statement credit or get a rewards card.

Not to mention, there’s no annual fee eating away at the cash back you earn.

To learn more, check out our review of the U.S. Bank Cash+™ Visa Signature® Card.

Best for everyday spending: U.S. Bank Altitude® Go Visa Signature® Card

Here’s why: The U.S. Bank Altitude® Go Visa Signature® Card has your everyday purchases covered.

You’ll earn a nice 20,000 bonus points (worth $200) after spending $1,000 during the best places to eat in san francisco food network 90 days after account opening.

Plus, you’ll get rewarded for common purchases.

  • Four points for every $1 you spend on dining, takeout and food delivery
  • Two points per $1 on groceries, gas and streaming services
  • One point per $1 on all other purchases

Considering there’s no annual fee, it’s also cool that the card gives you a $15 statement credit after 11 months of streaming service purchases from Netflix, Spotify and others.

Find out more in our review of the U.S. Bank Altitude® Go Visa Signature® Card.

Best for building credit: U.S. Bank Secured Visa® Card

The U.S. Bank Secured Visa® Card has no annual fee, but requires you to put down a deposit from $300-$5,000 to establish your credit line and begin building your credit. If you’re approved for the card, your credit limit will match your deposit.

This no-frills card offers few features and no rewards, but you’ll get your TransUnion credit score for free when you enroll your U.S. Bank account in online banking. And you can set up automatic payments and pick a preferred due date, which can help you avoid late payment fees.

Get more details in our review of the U.S. Bank Secured Visa® Card.

Looking for a new credit card? See My Approval Odds

Best for low interest: U.S. Bank Visa® Platinum Card

The U.S. Bank Visa® Platinum Card could be a good option for people looking to manage interest payments with no annual fee.

For a limited time, the U.S. Us bank corporate travel visa card login Visa® Platinum Card offers an introductory 0% APR for 20 billing cycles on purchases and balance transfers made within 60 days of account opening. After that, the APR on both increases to a variable 14.49% - 24.49%. That means you can make a new purchase and pay it off over 20 billing cycles without getting charged interest.

There’s also a balance transfer fee of 3% (minimum $5) to factor into your decision. If you’re not sure this card is right for you, try using our balance transfer calculator to see what you could save.

Our review of the U.S. Bank Visa® Platinum Card has more details.


How we picked these cards

When selecting the best U.S. Bank credit cards, we chose categories with broad audiences, like people who want to cut down their interest payments or who want travel rewards.

We also tried to focus on ease of use and the simplicity of earning and redeeming rewards.

How to make the most of U.S. Bank cards

To maximize the value of these U.S. Bank cards, it’s worth understanding what your card does best.

If you have a card made for building credit or lowering your interest payments, it’s best to focus on that specific goal — don’t get sucked into spending more than you can afford.

If you have a rewards card, it’s best to look into the specifics of your rewards program to see how to earn and redeem points. U.S. Bank has several different systems for rewards, and the specifics of each can vary.

Having a bank account with U.S. Bank can also be helpful if your card offers access to online banking and credit monitoring features.

Looking for a new credit card? See My Approval Odds

About the author: Tim Devaney is a personal finance writer and credit card expert at Credit Karma. He’s a longtime journalist who prides himself on being a good storyteller who can explain complex information in an easily digestible wa… Read more.

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Источник: https://www.creditkarma.com/credit-cards/i/best-us-bank-credit-cards

Comments

  1. Pantesan, selalu jawab nya format salah. Ternyata ada cara baru, sebener nya beberapa minggu lalu aku dapat email dr bni. cm males baca nya aja.

  2. Sir 2 month ho gya hi account khulabay huha bua ave tk nhi Aya hi ATM😭😭plzz help me🙏🙏

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