1st midamerica credit union bethalto il

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1st Midamerica Credit Union Routing Number, Address, Swift Codes

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About 1st MidAmerica Credit Union
On this page you can find all information you need about 1st MidAmerica Credit Union in Bethalto, IL, including the address, photos, E-mail, working hours, you can also find Google Maps placement of all departments in the city. 1st MidAmerica Credit Union provides cash advances for individuals and legal entities in Bethalto

Address: | 731 E Bethalto Dr, Bethalto, IL 62010, United States |
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Main website: | https://1stmidamerica.org |
Department website: | |
Phone: | +1 (618) 258 - 3168 |
Opening hours: |
Other companies in Bethalto, IL
- World Finance
159 E Bethalto Dr, Bethalto, IL 62010, United States
- Bank of Edwardsville/Bethalto Center
102 E Bethalto Dr, Bethalto, IL 62010, United States
- U.S. Bank Branch
1 Plaza Dr, Bethalto, IL 62010, United States
- Associated Bank
704 Texas Blvd, Bethalto, IL 62010, United States
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1st MidAmerica Credit Union

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Business operations may be affected due to COVID-19. Please contact the business directly to verify hours.
Most Recent Comments
May 2020
I had started my accounts here when it was Olin but overall it's been a pretty lackluster experience. They do not provide any extra benefits over other credit unions or banks. I shifted to another bank that has a better mobile and web experience as well as more locations to better suit my banking needs.
March 2019
1st midamerica credit union bethalto il They have several locations and all the conveniences. The people in the loan department are very friendly, as are most tellers. San jose airport closed areas where they could use some improvement:
December 2018
Do not do business with them. Was given a wrong pay off and of course it’s my fault (not sure how) rude, threatening will never ever do business with them again.
More Comments(23)
From 1st MidAmerica Credit Union
With 1st MidAmerica Credit Union, you can do more with your money. You can own a home, manage a budget, and plan for retirement. With 1st MidAmerica Credit Union as your trusted partner, you can achieve more. 1st MidAmerica Credit Union is a financial cooperative that exists for consumers that yearn to turn their financial goals into amazing outcomes. Our team listens to you, cares about your dreams, and works with you each step. We are available when you need us because we offer convenient access across the country and modern mobile services. And because we are a credit union - you get better rates and exceptional service. Visit us for checking accounts, savings, home loans, retirement planning, credit cards, and other loans.You May Also Like
1st Midamerica Credit Union
A short history of 1st Midamerica CU
Since its inception in 1934 the 1st Midamerica Credit Union has been serving its members in the Bethalto, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Alan Meyer, the 1st Midamerica CU has grown its membership to over 62,131 with assets of more than $694,355,691. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (618) 258-3168 or email them at [email protected] to get exact details. There are many other credit unions in the local area. See them all here. Credit Unions in Bethalto, IL.
General Information For 1st Midamerica CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.
Charter Number | 63932 |
Address | 731 E Bethalto Dr |
City | Bethalto |
State | Illinois |
Zip-Code | 62010 |
Phone Number | (618) 258-3168 |
Fax Number | (618) 258-6003 |
Email Address: | [email protected] |
CEO/President | Alan Meyer |
Members | 62,131 |
Full-Time Employees | 187 |
Part-Time Employees | 29 |
Number of Branch Offices | 12 |
Total Assets | 694,355,691 |
Website | http://www.1stmidamerica.org |
Compare 1st Midamerica Credit Union To Other Local Credit Unions
Credit Union Name | Branch Name | Address | Zip Code | Phone Number | ATM Access | Distance (Miles) |
B.e.a. CU | BEA Credit Union | 610 Texas Blvd | 62010 | (618) 377-3948 | No | 2.19 |
State Employees Community CU | 4500 College Avenue | 4500 College Ave | 62002 | (618) 465-5142 | No | 3.41 |
Alton Municipal Employees CU | Alton municipal employees fcu | 3212 College Ave | 62002 | (618) 462-8771 | No | 4.82 |
Midwest Members CU | Midwest Members Federal Credit Union | 2813 N Center St | 62062 | (618) 254-0605 | No | 5.09 |
Electrogas CU | Electrogas Credit Union | 700 Oakwood Ave | 62002 | (618) 792-5989 | No | 6.34 |
1st Midamerica Credit Union Financial Performance Charts
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Financial Data
1st Midamerica Credit Union Lowest Loan Rates With State and USA Rankings
1st Midamerica Credit Union Highest Deposit Rates With State and USA Rankings
1st Midamerica Credit Union Loans and Leases
Unsecured Credit Card Loans | 9.900 | 14,418 | 37,981,534 |
All Other Unsecured Loans/Lines of Credit | 10.700 | 4,959 | 9,237,118 |
Short-Term, Small Amount Loans (STS) (Federal CU Only) | 0.000 | 0 | 0 |
Non-Federally Guaranteed Student Loans | 0.000 | 0 | 0 |
New Vehicle Loans | 2.740 | 6,792 | 132,187,769 |
Used Is matcha green tea powder good for you Loans | 2.740 | 19,858 | 279,524,290 |
Total 1st Mortgage Real Estate Loans/Lines of Credit | 3.250 | 1,151 | 85,530,142 |
Total Other Real Estate Loans/Lines of Credit | 4.390 | 1,195 | 40,163,498 |
Leases Receivable | 0.000 | 0 | 0 |
Total All Other Loans/Lines of Credit | 6.430 | 1,430 | 21,827,937 |
TOTAL LOANS & LEASES | 49,803 | 606,452,288 |
1st Midamerica Credit Union Real Estate Loans and Lines of Credit
REAL STATE LOANS FIRST MORTGAGE
Fixed Rate | ||||
a. > 15 years | 142 | 9,430,304 | 99 | 10,594,989 |
b. 15 Years or less | 806 | 35,386,727 | 144 | 10,940,485 |
Balloon/Hybrid | ||||
a. > 15 years | 35 | 11,014,088 | 3 | 7,663,401 |
b. 15 Years or less | 143 | 26,663,029 | 14 | 6,901,361 |
Other Fixed Rate | 0 | 0 | 0 | 0 |
Adjustable Rate 1 yr or less | 1 | 14,282 | 0 | 0 |
Adjustable Rate > 1 yr | 24 | 3,021,712 | 4 | 1,009,500 |
OTHER REAL ESTATE
Closed-End Fixed Rate | 733 | 16,563,939 | 2 | 135,200 |
Closed-End Adjustable Rate | 0 | 0 | 0 | 0 |
Open-End Adjustable Rate | 94 | 2,214,382 | 10 | 580,810 |
Open-End Fixed Rate | 368 | 21,385,177 | 127 | 11,796,419 |
TOTALS | 2,346 | 125,693,640 | 403 | 49,622,165 |
MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION
Interest Only & Payment Option 1st Mortgage Loans | 22 | 10,085,696 | 6,833,800 | |
Interest Only & Payment Option Other RE/LOC Loans | 5 | 1,777,552 | 1,566,000 | |
REVERSE MORTGAGES | ||||
a. Federally Insured Home Equity Conversion Mortgage (HECM) | 0 | 0 | 0 | 0 |
b. Proprietary Reverse Mortgage Products | 0 | 0 | 0 | 0 |
1st Midamerica Credit Union Member Offerings
First Time Homebuyer Program | Yes |
Real Estate Loans | Yes |
Pay Day Lending | No |
Share Secured Credit Cards | No |
Overdraft Protection/Courtesy Pay | Yes |
Overdraft Lines of Credit | No |
ATM/Debit Card Program | Yes |
Interest Only and Payment Option 1st Mortgage Loans | Yes |
Check Cashing | Yes |
Money Orders | Yes |
No Surcharge ATMs | Yes |
Home Banking Via Internet Website | Yes |

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